A secular bear market is here, says this money manager. These are the key steps for investors to take now.

Turnaround Tuesday is looking wobbly, as stock futures slip ahead of big earnings from Microsoft MSFTand Alphabet GOOGL, after the market closes.

Those results could provide a fresh catalyst for market direction after Monday’s mega reversal that some aren’t trusting. Also wary these days is RTM Capital Advisors’ chief investment officer, Mark Ritchie II, who sees a lot of trouble under the hood.

“When …

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